Here's a thought, and a problem that, I am sure, is, not only, on my mind...
I currently do not make much money, and I sure hope to change that over the course of the next year or two.. But I still spend like I am making lots of money, relatively speaking...
In a way, for me, this is almost the same problem I have had for years with food... Simply put, I need to have a framework which will help me nip the extras right in the bud, as regards to spending money.
It seems, also, that usually the money gets spent on ordering food out, not really on loads of other luxury items...
Each time I say the same thing "This is the last time for the week, or month" or some other idle threat, which the next time I have some cash available, I don't heed...
I think a lot of the time we choose to eat out (we being my son Richard and I) it's usually out of boredom, not really even hunger...
This just has to change.
![Rolling Eyes :roll:](./images/smilies/icon_rolleyes.gif)
Anybody have similar experience with this particular thing?
I wish I was able to create a financial version of NOS for saving money and allowing an occasional eating out or night out...
I really just need some rules here to stop my excesses.. I hate never having anything in the bank, and even when I know I have bills to pay, I seem to still fall into this trap... It's just so irresponsible, yet I do it over and over, so it's really gotten to just be a bad habit... I guess that's good, since I can break it then... So I just need some good way of staying focused on this goal.. Help!
I'll be making more money soon, and really don't want to have it all go down the toilet...
Please contribute any ideas and all is appreciated!
Peace and Prosperity!
![Cool 8)](./images/smilies/icon_cool.gif)